Catalyzing philanthropic capital for Innovative, Impactful Businesses

Catalyzing philanthropic capital for Innovative, Impactful Businesses

Catalyzing philanthropic capital for Innovative, Impactful Businesses

We bridge the capital and capacity gap for social enterprises solving large, unaddressed problems in rural and urban communities across India — and beyond.

We bridge the capital and capacity gap for social enterprises solving large, unaddressed problems in rural and urban communities across India — and beyond.

We bridge the capital and capacity gap for social enterprises solving large, unaddressed problems in rural and urban communities across India — and beyond.

The Challenge We Address

The Challenge We Address

Social enterprises are the most powerful agents of change in underserved communities.

Social enterprises are the most powerful agents of change in underserved communities.

They stay close to the ground, building solutions for rural resilience and urban infrastructure. Yet they face critical barriers that limit their potential:

They stay close to the ground, building solutions for rural resilience and urban infrastructure. Yet they face critical barriers that limit their potential:

They stay close to the ground, building solutions for rural resilience and urban infrastructure. Yet they face critical barriers that limit their potential:

Pioneer Precipice

Social enterprises face a funding gap after the initial grants Equity is not often the right capital and there is need for debt to grow.

Debt Desert

Lenders perceive social enterprises as risky, leaving a critical gap that threatens the long-term sustainability and impact of the business.

Community Cost

Communities do not get the market solutions that can give them agency, options, better quality of life and economic resilience.

We want to change that with our new initiative

We want to change that with our new initiative

We want to change that with our new initiative

GEAR- Guarantee for Enterprise Acceleration and Resilience

GEAR- Guarantee for Enterprise Acceleration and Resilience

GEAR- Guarantee for Enterprise Acceleration and Resilience

GEAR is designed to bridge the capital and capacity gaps for innovative for-profit enterprises solving large problems for people and planet. The goal is to create sustained, long-term impact in underserved rural and urban communities by pairing first-loss guarantees with technical assistance.

GEAR is designed to bridge the capital and capacity gaps for innovative for-profit enterprises solving large problems for people and planet. The goal is to create sustained, long-term impact in underserved rural and urban communities by pairing first-loss guarantees with technical assistance.

GEAR is designed to bridge the capital and capacity gaps for innovative for-profit enterprises solving large problems for people and planet. The goal is to create sustained, long-term impact in underserved rural and urban communities by pairing first-loss guarantees with technical assistance.

What GEAR Addresses

Financial Access:
Guarantee mechanisms that enable enterprises to secure affordable credit from commercial lenders.

Market Linkages:
Connecting enterprises with public and private sector opportunities, buyers, and value chain partners.

Capacity Building:
Focused technical assistance  to scale the business and impact and thereby becoming bankable.

GEAR takes a systems approach by working with multiple stakeholders – end-users, social enterprise, market linkage partners and lenders - to de-risk lending, unlock credit, build enterprise capacity and user trust.

GEAR takes a systems approach by working with multiple stakeholders – end-users, social enterprise, market linkage partners and lenders - to de-risk lending, unlock credit, build enterprise capacity and user trust.

Loans that GEAR enables

Loans that GEAR enables

Inkludo's first-loss guarantee enables lenders to extend loans for assets or working capital to social zenterprises. Enterprises then provide products and services to their customers - farmers, FPOs, and micro-entrepreneurs, and buy back value-added products from them. Guarantees may also be used by the customer’s of the social enterprises for asset finance and working capital.

Inkludo's first-loss guarantee enables lenders to extend loans for assets or working capital to social zenterprises. Enterprises then provide products and services to their customers - farmers, FPOs, and micro-entrepreneurs, and buy back value-added products from them. Guarantees may also be used by the customer’s of the social enterprises for asset finance and working capital.

Inkludo's first-loss guarantee enables lenders to extend loans for assets or working capital to social enterprises. Enterprises then provide products and services to their customers - farmers, FPOs, and micro-entrepreneurs, and buy back value-added products from them. Guarantees may also be used by the customers of the social enterprises for asset finance and working capital.

Capital Structure

Capital Structure

Inkludo raises philanthropic capital and deploys it in two parallel streams - catalytic capital for guarantees to financial institutions, and grant capital deployed for technical assistance.

Inkludo raises philanthropic capital and deploys it in two parallel streams - catalytic capital for guarantees to financial institutions, and grant capital deployed for technical assistance.

Proven Results from Pilots

Proven Results from Pilots

$400K

Guarantees Deployed

<5%

Default Rate

$1.3M

Loans Disbursed

3.3x

Leverage on Philanthropic capital

12

Lending Partners

$400K

Guarantees Deployed

$1.3M

Loans Disbursed

12

Lending Partners

<5%

Default Rate

3.3x

Leverage on Philanthropic capital

Our Partners & Supporters

Our Partners & Supporters

*Based on pilots by our Partner Villgro Innovation Foundation in India

*Based on pilots by our Partner Villgro Innovation Foundation in India

Empowering social enterprises to build resilient communities through strategic guarantees and acceleration.

© 2026 Inkludo Impact. All rights reserved.

Inkludo Impact is a Delaware based 501(c)(3) nonprofit organization

Building sustainable impact, one enterprise at a time.

Empowering social enterprises to build resilient communities through strategic guarantees and acceleration.

© 2026 Inkludo Impact. All rights reserved.

Inkludo Impact is a Delaware based 501(c)(3) nonprofit organization

Building sustainable impact, one enterprise at a time.

Empowering social enterprises to build resilient communities through strategic guarantees and acceleration.

© 2026 Inkludo Impact. All rights reserved.

Inkludo Impact is a Delaware based 501(c)(3) nonprofit organization

Building sustainable impact, one enterprise at a time.